How It Works

A Streamlined Approach to Small Business Financing

1. Qualify

1 year in business, $10,000 monthly in revenue, 500+ credit score, based in the U.S..

5. Renewals

Current with payments and 60% of original balance is paid

4. Funding

Funds typically received within 24 hours

2. Apply

Basic financial information, proof of business ownership

3. Approvals

Same-day Approvals

Simple Qualifications

Our eligibility criteria make it easy for your business to obtain financing. To qualify, you simply need to have been in business for at least 1 year, have $10,000 or more in monthly revenue, have a 500+ credit score, and be based in the U.S..

1 Year in Business

$10,000 in Monthly Revenue

500+ Credit Score

Easy Application Requirements

With Forward Financing, applying is stress-free. There are no application fees or hard inquiries that could impact your credit report. Simply provide a few pieces of basic financial information and proof of business ownership. It's that easy.

Super Fast Approvals

As a small business owner, you don't have time to wait when you need the funds right away. You can expect approvals within hours, and we aim to deliver same-day funding, so that you can start putting your funds to work where you need them most.

Flexible Use of Funds

Purchase Equipment and Inventory

Hire Additional Employees

Open New Locations

Boost Marketing

Dedicated Account Executives

As soon as you are funded, you’ll be assigned a dedicated Account Executive who is available to help you manage your funding and notify you when you are eligible for additional financing. You’ll also have access to our self-service customer portal where you can track and manage your account at any time.