What We’re All About

Our Beliefs and Mission

We believe in the power of small businesses and the positive impact they can have on the communities where we live and work. Every business deserves financial opportunity, including small businesses, which form the backbone of our economy. That’s why we do what we do.

Forward Financing is a Boston-based financial technology company, providing fast, flexible working capital to small businesses that have been underserved by traditional financing options. It is our mission to build a world-class fintech company so our customers and our people can reach their full potential. And judging by the news about our company, we’re well on our way!

Our History

Launched by Co-founder & CEO, Justin Bakes, to expand access to capital to underserved small businesses, while “building a place where people want to run to work in the morning.”


Provided over $50 million in funding to over 1,000 small businesses nationwide.


Named #15 fastest-growing company in the U.S. by Inc. Magazine and #2 fastest-growing private company in Massachusetts by the Boston Business Journal.


Moved into our new space at 100 Summer Street, which allowed us to nearly double the size of our team.


Recognized on Inc. Magazine’s 5000 list of the fastest-growing private companies in the U.S. for the third consecutive year, along with Deloitte’s Technology Fast 500 and EY’s Entrepreneur of the Year finalist awards.


Before moving into our new building at 53 State Street, helped hundreds of small businesses apply for Paycheck Protection Program (PPP) loans and supported thousands of customers throughout the COVID-19 pandemic.


Achieved the milestone of having provided $1 billion in funding to small businesses, while also appearing on the Inc. 5000 list for the fifth consecutive year and being named a Top Place to Work by the Boston Globe for the second year in a row.


Unveiled our new branding and celebrated our 10th year in business, while securing recognition as an Inc. Power Partner and receiving a Gold Stevie for Achievement in Diversity & Inclusion.


Included on Built In’s list of Fully Remote Best Midsize Places to Work, Fortune's Best Workplaces for Millennials list, and Boston Business Journal's Best Place to Work and Power Partner lists, while receiving a Gold Stevie for Sales & Customer Service, a Gold Stevie for Achievement in Diversity & Inclusion and a Bronze Stevie for Achievement in Corporate Social Responsibility.


Kicking the year off strong by earning a place on Built-In's Best Places to Work and Best Midsize Places to Work, Boston, MA lists and the Boston Business Journal's 2024 Middle Market Leaders list.


Core Values

Drive the Mission

We believe in financial opportunity for underserved small businesses. We say “yes” when others say “no.”

Keep It Real

We value direct communication, candid feedback, and authenticity. We are an open book.

Act With Kindness

We create an environment where caring is cool and helping is the norm. We do the right thing.

Shoot for Extraordinary

We are inspired by innovative thinking and continuous improvement. We never settle for yesterday’s best.

Our People

We owe much of our success to the talented team members we are lucky to employ. Our diverse and driven group of about 440 people, with approximately 200 based in the U.S., and 240 internationally, is a 100% employee-owned company. We have a 4.5 Glassdoor rating across over 200 anonymous employee reviews, with 86% saying they would recommend Forward to a friend and 95% saying they approve of our CEO.

Maintaining an A+ culture across our whole team – whether they’re working in-office, from home, or anywhere else they choose – is mission-critical for us. We treat our people well because we care about them as individuals, not just workers. A career at Forward is challenging, fulfilling, and fun!

Apply online to have a Forward team member guide you through the process.

Apply for Funding

Apply online to have a Forward team member guide you through the process.

Apply for Funding