CREDIT AND BACKGROUND CHECK AGREEMENT

Effective Date: August 1, 2021

An investigative report and/or background investigation may be made by Forward Financing in connection with your application for funding.

The applicant (“you,” “your” or “Owner,”) authorizes Forward Financing or any agents of Forward Financing to investigate your background through the use of third parties. The third parties may provide background or other investigative reports, and make credit report inquiries, including personal credit reports and business credit reports for your company.

To help the government fight the funding of terrorism and money laundering activities, federal law requires financial institutions to obtain, verify, and record identifying information that identifies each person and entity applying for credit. Therefore, when your company applies for credit, we ask for your name, address, and other information that allows us to identify you and your company. We may also ask for a driver’s license or other identifying documents. You allow us to obtain such information and share the information with third parties to help us verify your personal and company identities.

Forward Financing does not guarantee financing or approval on the basis of this authorization. You hereby release Forward Financing from any liability arising from or attributable to Forward Financing’s actions taken in connection with this authorization.